Credit Scoring

@he_is_lawal
Description

Problem Statement

On-chain credit profiles are isolated by chain. Lenders lack the ability to evaluate user behavior across ecosystems, leading to inefficient or overly conservative lending decisions.

Solution Overview

Use Rome SDK to aggregate user transaction data, borrowing history, and wallet activity across Solana, Ethereum, L2s, and Cosmos. Generate composable cross-chain credit scores for better DeFi underwriting.

Value Proposition

Enables undercollateralized loans, better credit risk models, and smarter capital allocation across lending platforms. Lenders gain more confidence while users gain broader access to credit.

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